Problem How It Works Live Demo ROI Get Access
$17B lost annually to fiat deposit fraud in crypto

Don't Trust. Prove.

Credit payments without trusting the payer.

🔐 Using zero-knowledge proofs, TrustX mathematically verifies a deposit is real — without ever seeing the sender's bank data. Your exchange gets certainty, not screenshots.

Every fiat deposit you credit is a bet the payment won't reverse. TrustX removes the bet — with a cryptographic decision on every deposit, in under one second.

Run a Live Assessment → Calculate Your Exposure
Decision in <1 second
Interac · ACH · Wire
Zero-knowledge verified
Canada & US
scroll
Interac reversal: $2,400 CAD — crypto already released
ACH chargeback: $8,100 USD — 60-day reversal window
Stolen account: $15,000 — KYC passed, payment reversed
Fake screenshot: $3,250 CAD — manual review missed it
Wire reversal: $22,000 USD — funds recalled by sending bank
New user deposit: $4,800 — reversed 47 days later
Interac reversal: $2,400 CAD — crypto already released
ACH chargeback: $8,100 USD — 60-day reversal window
Stolen account: $15,000 — KYC passed, payment reversed
Fake screenshot: $3,250 CAD — manual review missed it
Wire reversal: $22,000 USD — funds recalled by sending bank
New user deposit: $4,800 — reversed 47 days later
$17B
Annual fiat→crypto fraud globally
$1.2B
Canada — Interac fraud & reversals
<1s
TrustX decision — any rail, any bank
0 bytes
Bank data ever seen by your exchange
Why Exchanges Come To Us

The same four problems.
Canada and the US.

Canadian exchanges lose to fake Interac screenshots. US exchanges lose to ACH reversals and stolen routing numbers. The fraud is different. The root cause is identical — no cryptographic proof a payment actually happened. TrustX fixes both.

01 · Fraud

You Can't Verify A Payment Actually Happened

In Canada: Photoshopped Interac confirmations. In the US: ACH reversals after crypto is released. Same outcome — the loss is always yours.

Fake payment confirmation screenshots
Stolen bank accounts used for deposits
Chargebacks after crypto is released
TrustX: Cryptographic proof the payment occurred. Unfakeable.
02 · Ambiguity

No Proof Layer Exists Between Bank And Exchange

Banks don't expose APIs to exchanges. There's no shared verification infrastructure. So you built a manual bridge out of ops staff — and it doesn't scale.

Zero cryptographic proof a transfer occurred
No standardized payment verification layer
Every bank integration rebuilt from scratch
TrustX: A universal proof layer. Interac, ACH, wire — any bank, any country.
03 · Ops Cost

You're Paying Humans To Do What Math Should Do

Manual review teams, support queues, escalation workflows. You've built an expensive insurance policy for a problem cryptography already solved.

5–20 person manual review teams
High support overhead for deposit disputes
3–5% error rate even with experienced reviewers
TrustX: Eliminate the review team. Decisions in <1s, zero human error.
04 · Lost Revenue

Slow Deposits Are Silently Killing Your Conversion

Users who wait 2–72 hours don't complain — they leave. You never see the drop-off because it happens before they ever trade.

2–72hr delay = 31% deposit abandonment
Delayed first deposit = lower LTV cohort
Competitors offering instant credit winning share
TrustX: Instant credit on first deposit. Same session.
How It Works

Zero knowledge.
Total certainty.

01

User Makes A Fiat Payment

Standard Interac, wire, or bank transfer. Nothing changes for the end user — they pay exactly as they always have.

Interac · ACH · Wire · SEPA
02

TrustX Generates A Proof

Our cryptographic layer attests the bank's confirmation — whether it's an Interac e-Transfer or an ACH credit — proving the payment happened without exposing any account data to anyone.

Cryptographic attestation · <1s
03

Risk Engine Scores The Deposit

Name match, amount vs. history, account age, transaction timing — all evaluated automatically. Returns APPROVE / REVIEW / REJECT in milliseconds.

Risk score 0–100 · Explainable factors
04

Exchange Credits Instantly

Your backend receives a clear decision with a tamper-proof audit trail. Funds credited in the same session. No manual review. No waiting.

REST API · Webhook · SDK · <100ms
// POST /assess-deposit → response (CA: Interac · US: ACH)
valid_prooftrue ✓
amount_verified≥ $1,250 CAD
name_matchexact match ✓
account_standingestablished · 340 days
risk_score18 / 100
bank_account███████████ HIDDEN
sender_name███████████ HIDDEN
verify_time43ms
⚡ DECISION: APPROVE · CREDIT INSTANTLY
Interactive Demo

Run a live
risk assessment.

Configure a real deposit scenario. See the exact signal-level breakdown TrustX produces — what your exchange would receive via API before crediting a single dollar.

TrustX API · POST /v1/assess-deposit · trustx.ca
● READY
deposit parameters
User Profile
Payment Rail
Exchange Action
Sender Name Override (optional)
api response
Submit a deposit to see
the live risk assessment
Risk Score
0 — Approve25 — Review60 — Reject — 100
What happens next:
ROI Calculator

See exactly what
TrustX saves you.

Adjust your numbers. See your real annual savings. No fluff, no fudged math — conservative estimates based on industry averages.

Monthly fiat deposits 10.0K
50050K100K
Fraud / reversal rate 2.5%
0.5%4%8%
Avg deposit value $800
$100$2,500$5K
Review team size 8 people
11530
Deposit drop-off rate 31%
5%30%60%
Annual fraud losses eliminated
$0
Chargebacks, stolen accounts & fake confirmations — gone.
Ops team cost recovered
$0
Based on $85K/yr fully-loaded cost per reviewer annually.
Revenue recovered from drop-off
$0
Deposits that complete instantly instead of abandoning.
Total annual value unlocked
$0
per year · conservative estimate
GET THIS FOR YOUR EXCHANGE →
Before vs After

What changes when you
stop crediting blind.

Without TrustX
Credit deposits based on screenshots and hope
Chargebacks arrive 30–120 days after crypto is gone
5–20 person ops team reviews every deposit manually
KYC passes — stolen bank account still clears
Users wait hours for deposits to clear
No cryptographic audit trail when fraud is disputed
3–5% of manual reviews still get it wrong
With TrustX
Every deposit assessed before a dollar is credited
Risky deposits flagged before crypto is released
Ops team only sees flagged cases — 80%+ reduction
Behavioral signals catch what KYC misses
Safe deposits credited in under one second
Zero-knowledge audit trail on every decision
Consistent automated decisions — no human error
Under The Hood

Built on cryptographic primitives
you can trust

TrustX is built on production-grade cryptographic protocols that work the same way regardless of whether the deposit came via Interac, ACH, or wire. The math doesn't care which country the bank is in.

Proving System
Succinct non-interactive proofs
✓ Core layer
Proof size~200 bytes
Verify time<50ms
SetupOne-time, public

Smallest possible proofs with fastest verification. Ideal for a real-time fraud API requiring sub-100ms decisions at scale.

Oracle Layer
Trustless web attestation
✓ Core layer
What it provesEncrypted HTTPS sessions
Trust modelTrustless
Bank API neededNo

Solves the oracle problem. Proves bank confirmation contents without any trusted intermediary — this is what makes TrustX genuinely trustless.

Quantum Upgrade
Post-quantum cryptography
Roadmap v2
Quantum resistantYes
Trusted setupNot required
StatusEvaluation phase

No trusted setup required and resistant to future quantum attacks. Planned once proof compression matures.

Smart Compliance
Programmable proof logic
Roadmap v2
AML/KYC rulesEmbedded in circuit
Dev experienceStandard languages
StatusResearch phase

Encode AML/KYC rules directly into proof logic — enabling private compliance verification without exposing regulatory data.

Integration

One API call.
No infrastructure changes.

TrustX is a decision layer between your payment rails and your crediting logic. Drop it in. Your existing stack doesn't change.

🏦
Payment Rail
Interac · ACH · Wire
deposit in
🔐
TrustX
ZK verified decision
APPROVE / REJECT
Your Backend
Credit or Hold
5 lines of integration
// Don't trust. Prove. — before crediting any deposit:
const result = await trustx.assess({ depositId, userId, amount, rail });

if (result.decision === 'APPROVE') {
  await creditDeposit(userId, amount); // cryptographically proven
} else {
  await holdForReview(userId, result.factors);
}
REST API
Webhooks
Node · Python · Go
No KYC changes
No bank partnership
Why Now

The window to fix this
is closing.

Fraud is scaling faster than manual review. Regulation is catching up. The exchanges that solve verification now will own the market when compliance becomes mandatory.

↑ 340%

Fiat→Crypto Fraud Is Accelerating

ACH reversals and Interac chargebacks have tripled since 2021. As crypto becomes more accessible, fraudsters follow the money. Manual review teams can't keep pace.

2025–26

Regulators Are Paying Attention

FINTRAC in Canada and FinCEN in the US are increasing scrutiny on crypto exchange deposit flows. Exchanges with automated verification have a clear compliance advantage when audits come.

$2.3T

Fiat On-Ramp Volume Is Exploding

Global fiat-to-crypto volume hit $2.3 trillion in 2024. More volume means more fraud surface. Exchanges that verify now will capture the growth — without absorbing the losses.

Early Access

Don't Trust. Prove.

We'll run your real deposit flow through TrustX and show you exactly what would have been flagged. No commitment. No sales pitch. Just data.

You're In. ✓

We'll reach out within 24 hours to walk through your deposit scenarios.

For crypto exchanges in Canada & the US · 10 pilot spots remaining · info@trustx.ca